Orange selects Ericsson to ramp-up its mobile money service and accelerate financial inclusion in Africa

Ericsson’s Mobile Financial Services solution – is a leading financial services platform built on the latest security technologies and open architecture framework principles

Orange Money has grown rapidly since it was launched in 2008. The service is now available to more than 60 million subscribers in seventeen countries across Africa and the Middle East, where it facilitated more than EUR 62 billion in transactions in 2020 alone.

The offering provides financial services through a flexible and simple mobile phone interface, without the need for a bank account. Orange Money customers can securely store, transfer and withdraw money and pay merchants and utility providers, among other essential financial services.

Orange Middle East and Africa will deploy Ericsson’s Mobile Financial Services solutions in phases across fourteen of the countries in its Orange Money footprint, starting with Senegal.

Ericsson’s solution will provide a more agile and compliant IT architecture to enhance performance in managing the flow of transactions.

By strengthening Orange’s core mobile money platform, Ericsson will help promote financial inclusion and economic development across these countries.

More than 300 million people worldwide currently use Ericsson’s Wallet Platform solutions, delivered by communications service providers.

Alioune Ndiaye, Chairman and CEO of Orange Middle East and Africa says: “Stable, secure, reliable and compliant mobile financial services are fundamental to building the foundations of economic growth for many people in Africa. As we continue to work to support our customers and enhance the services offered to them, we are very pleased to work with Ericsson as their financial services platform is built upon the latest security technologies and open architecture framework principles which can further expand our ecosystem and achieve our vision of financial inclusion in Africa.”

Fadi Pharaon, President Ericsson Middle East and Africa, says: “This is a new milestone in our long-standing partnership with Orange Middle East and Africa. With Ericsson’s industry leading and state-of-the-art Mobile Financial Services Platform, this partnership enables Orange Middle East and Africa to achieve its vision to accelerate financial inclusion in Africa. This anchors Ericsson’s technology leadership position in offering the most advanced and innovative Mobile Financial Services and further contributing to the economic development of Africa.”

www.ericsson.com

Nokia and ATU to speed up digital transformation and the knowledge economy in Africa

Nokia has signed a Memorandum of Understanding (MoU) with the African Telecommunications Union (ATU) to drive digital transformation and the knowledge economy for socio-economic development across the continent.

The two parties will leverage the power of telecommunications, including 5G networks, to connect the unconnected and identify innovative use cases, as well as business models.

In addition, the MoU will lay ground for both organizations to better help governments shape telecom policy, develop talent and promote inclusion and diversity. This includes women, as well as the underprivileged in both rural and urban areas.
 
The MoU was signed in Nairobi, Kenya, by John OMO, Secretary General at ATU and Rajiv Aggarwal, Nokia Representative and Head of Central, East and West Africa Market Unit at Nokia.
 
Announcing the partnership, Rajiv Aggarwal, Head of Central, East and West Africa Market Unit at Nokia, said: “We remain keen on supporting Africa’s digital transformation journey and by collaborating with the ATU, we strengthen this commitment. We will leverage our global technology expertise and insights on policy matters to positively impact the universal socio-economic development in the continent.”
 
Co-signing the MoU with Mr. Rajiv, John OMO, Secretary General of the African Telecommunications Union (ATU), said: “Our vision is to make Africa a full and active participant in the global information and knowledge society by enabling universal access to ICT systems and services across Africa. Collaboration with a global industry leader such as Nokia is therefore crucial in this regard and will help us accelerate towards a digital transformation and knowledge economy.”
The MoU framework is guided by six tenets designed to facilitate this acceleration. These are:
•    Sharing of best practices on telecom technology trends and developments
•    Identification of innovative industrial use cases toward the Fourth Industrial Revolution
•    Recommendation on implementation of emerging technologies and business models
•    Promotion of connecting the unconnected with broadband
•    Development of emerging talent for digital innovation
•    Promotion of inclusion and diversity

Nokia has a long history of collaboration with international organizations and bodies across the globe. Regionally in MEA, Nokia recently partnered with UN Women to promote inclusion and diversity in Middle East and Africa.

Nokia is also working with UNICEF as part of a shared-value partnership in Kenya to connect schools with broadband and empower children in rural as well as disadvantaged urban areas.

In November 2020, Nokia supported the Forge Academy in South-Africa with the launch of a fully inclusive artificial intelligence (AI) laboratory to help students to become entrepreneurs in the Fourth Industrial Revolution and the global digital economy.

www.nokia.com

www.atuuat.africa

University of Rwanda and Mastercard Foundation launch $55 million partnership for African leaders

The Mastercard Foundation and University of Rwanda announced a 10-year, $55 million partnership to enable higher education access for 1,200 young Africans with a focus on women pursuing STEM, young people with disabilities, and refugee and displaced youth as part of the Mastercard Foundation Scholars Program. Launched in 2012, the Mastercard Foundation Scholars Program is committed to developing Africa’s next generation of transformative leaders by providing economically disadvantaged students with skills training, leadership development, counselling, mentoring, internships, and career services. The Scholars Program has committed nearly 40,000 scholarships to date.

Established in 2013, the University of Rwanda is the largest and most comprehensive higher education institution in Rwanda with a mission to produce transformative and highly enterprising leaders who contribute to building a more just and sustainable world.

“We are thrilled that the University of Rwanda has become a partner in the Mastercard Foundation Scholars Program,” said Reeta Roy, President and CEO of the Mastercard Foundation. “The mission and programs of the University are inextricably linked to the country’s national goals. That’s why this partnership is especially compelling as it will be preparing young people for careers across multiple disciplines and for real-life problem-solving,” she added.

The new partnership will build the University of Rwanda’s capacity to deliver inclusive, blended learning and contribute to a robust knowledge ecosystem that supports new and meaningful pathways to work for young people. It is aligned with the Mastercard Foundation’s Young Africa Works strategy to enable 30 million young Africans, particularly young African women, to access dignified and fulfilling work by 2030.

“The University of Rwanda believes strongly in the vision of the Mastercard Foundation,” said University of Rwanda Vice Chancellor Professor Alexandre Lyambabaje. “That is why we made the decision to partner with the Foundation to scale up our efforts in training transformative leaders and highly enterprising graduates and prepare them to make meaningful change on the African continent. This program aligns with the Rwanda National Transformation Strategy and its impact will resonate at the University of Rwanda, among our stakeholders, and through the larger East African Community.”

The University of Rwanda joins a global network of 29 Mastercard Foundation Scholars Program Partners committed to ensuring that all young people, no matter their starting point in life, have an equal chance to obtain quality education and pursue their aspirations. 

www.mastercardfdn.org

University of Rwanda

MTN Group announces new mobile money partnership with Flutterwave across Africa

MTN is pleased to announce a mobile money partnership with Africa’s leading payments technology company, Flutterwave. This partnership will allow businesses integrating Flutterwave in Cameroon, Côte d’Ivoire, Rwanda, Uganda and Zambia to receive payments via MTN Mobile Money (MoMo). 

MTN MoMo is a fintech platform providing consumers and businesses with an electronic wallet, enabling electronic transfers and payments as well as access to digital and financial services. At the end of June 2021, MTN MoMo had 48.9 million active users and 581,514 merchants. MoMo enables businesses to accept and make payments within the mobile money ecosystem. This new partnership will enable Flutterwave to offer MTN Mobile Money as a payment method to its business customers.

In recent years, Africa has witnessed an explosion in mobile penetration as smartphone adoption has risen rapidly. According to the GSMA, this year Africa will hit the half a billion mark of unique mobile subscribers and the continent will reach 50% subscriber penetration by 2025. Sub-Saharan Africa alone is responsible for more than 45% of the world’s mobile money accounts with the number of account holders exceeding half a billion by 2020, as shared on Statista.

Through this partnership, MTN and Flutterwave will positively contribute to this trend by increasing mobile money usage and penetration in Africa to improve local economies and livelihoods as well as create opportunities for individuals and businesses across the continent.

Commenting on the partnership, Serigne Dioum, MTN Group Chief Digital and Fintech Officer said: “As we progress on our journey to becoming the largest fintech platform in Africa, we will empower millions of businesses to embrace e-commerce in our markets to accept digital payments from MoMo consumers. We believe this is an enabler to accelerating digitized payments in Africa. Building strong ecosystems through partnerships is central to our platform strategy and we will continue to invest in expanding the reach of our platform to consumers and businesses in Africa.”   

Commenting on the collaboration, Olugbenga “GB” Agboola, Founder and CEO of Flutterwave, said: “Africa has one of the highest growth rates for mobile money adoption and e-commerce in the world. It makes sense that we help provide a seamless payment method to support and ensure African businesses reap the full benefits of the e-commerce boom in the region. Our goal has always been to grow a new wave of prosperity in Africa by creating more avenues for businesses in Africa to accept payments. With this partnership, we can achieve this while creating endless possibilities for our customers.” 

The new partnership will further expand on Flutterwave’s previous collaboration with MTN, beyond Uganda and Rwanda – with the potential of deepening adoption of digital payments and e-commerce in Africa, a sector expected to reach $29 billion by 2022, according to Statista. 

www.mtn.com

Global cloud computing services industry to reach $937.5 billion by 2027, report

Amid the COVID-19 crisis, the global market for Cloud Computing Services estimated at $313.1 Billion in the 2020, is projected to reach a revised size of $937.5 Billion by 2027, growing at a Compound annual growth rate, CAGR, of 17% over the analysis period 2020-2027.

Infrastructure as a Service, one of the segments analyzed in the report, is projected to record a 18.4% CAGR and reach US$449.3 Billion by the end of the analysis period. 

After an early analysis of the business implications of the pandemic and its induced economic crisis, growth in the Platform as a Service segment is readjusted to a revised 16.2% CAGR for the next 7-year period.

The Cloud Computing Services market in the U.S. is estimated at US$84.2 Billion in the year 2020. China, the world’s second largest economy, is forecast to reach a projected market size of US$222.5 Billion by the year 2027 trailing a CAGR of 22.1% over the analysis period 2020 to 2027. 

Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at 12% and 15.1% respectively over the 2020-2027 period. Within Europe, Germany is forecast to grow at approximately 13.4% CAGR.

In the global Software as a Service segment, USA, Canada, Japan, China and Europe will drive the 14.2% CAGR estimated for this segment. These regional markets accounting for a combined market size of US$57.7 Billion in the year 2020 will reach a projected size of US$145.7 Billion by the close of the analysis period.

China will remain among the fastest growing in this cluster of regional markets. Led by countries such as Australia, India, and South Korea, the market in Asia-Pacific is forecast to reach US$145.6 Billion by the year 2027, while Latin America will expand at a 16.8% CAGR through the analysis period.

www.researchandmarkets.com

Ayoba launches a continent wide campaign ‘Life inside ayoba’

MTN in partnership with ayoba has launched a dynamic media campaign entitled: ‘Life inside ayoba’ that will bring the African super app to life. The campaign brings together all the features of the ‘super app’ including chat, voice and video calling, channels, music via playlists, gaming, micro apps and payment facilities (only in certain territories).

The campaign is set to launch in early September and is designed to highlight the simplicity of the app, and the advantages a user gains in using all the exciting features.

“Ayoba is a strategic platform for MTN as it harnesses Africa’s unique digital ecosystem and context. We believe it to be a triple play opportunity to advance free messaging, content distribution and e-commerce powered by an open platform. Made in Africa for the World, ayoba is highly localised and tailored for African and Middle East consumer needs. This campaign is perfect for our markets, its vibrant and relevant and is sure to appeal to all who use it, ” says Serigne Dioum, Group Chief Digital and Fintech Officer.

Digital revenue increased by 23.8%* at half year, supported by the greater uptake of our services. In the period, our instant messaging platform ayoba, recorded 8.0 million monthly active users, an addition of 2.5 million since December 2020. It has now been integrated into 18 MTN markets.

Our goal is to reach 19 million monthly active users (MAUs) by 2021 and 100m by 2025. Our plan is to leverage MTN existing base to scale up quickly and then grow as OTT player in new markets

The ayoba TV campaign is supported by radio, localised to each broadcast territory as well as outdoor, print and on-ground activations through our unique trade tool. The message is simple – ayoba has everything you need “all-in-one app”. 

“There is a need to go above the line to raise the awareness of ayoba. We strongly believe that our app will appeal to many in Africa and the Middle East and provides digital solutions to the day-to-day life of the consumer.  In building the campaign we looked at what unites our African users, rather than what divides them.  We had to show users that they can find everything they need in our all-in-one app.  This approach has brought us a textured and innovative campaign, and we are very proud of it. We excited to launch the campaign with the full support of MTN’” says Burak Akinci, Chief Executive Officer of Simfy (ayoba).

2021 has been a fast-paced year so far for the messaging app, Ayoba celebrated its second year in operation in May 2021 and recorded 8 million monthly active users as of July 2021 across MTN’s 18 markets.

Ayoba is accelerating not only digital inclusion but also financial inclusion, MTN MoMo has been integrated into ayoba in select markets including Ghana, Uganda, Cameroon, and Congo Brazzaville. 

Ayoba has recently receive the award for Best OTT Brand of the Year at the Marketing World Awards 2021.  This adds to the 2020 win for ayoba at the Africa Digital Award for Best Mobile Application in November 2020.

www.mtn.com

Nokia makes scholarships pledge of underrepresented communities in technology

Nokia announced the launch of a scholarship program aimed at providing greater opportunities for underrepresented communities in the technology industry. Working together with online learning and talent transformation platform Udacity and Blacks In Technology (BIT) Foundation, Nokia will offer over 300 scholarships, with a focus on empowering students and career changers from underrepresented communities.

The fully funded scholarships cover a range of core tech competencies, from cloud computing and programming to artificial intelligence and data science, and are available from introductory to advanced levels. The successful candidates will be able to select courses on topics such as AI Programming with Python, Java Programming, Data Structures and Algorithms, Intermediate Python, and Cloud DevOps Engineering.

The courses will be provided by Udacity, whose Nanodegree® programs are fully online and designed to be completed alongside further studies or full-time work, making them accessible to anyone regardless of their position or profession. Scholarships are open to applicants based anywhere in the world, to both students and industry professionals who wish to further develop their technology skills.

Scholarship recipients will also have access to support and networking provided by the BIT Foundation, including mentorship, tutoring, and post-completion career support resources. Nokia will also work closely with its African-American employee resource group ABLE (Advancing Black Leadership and Excellence) to further promote the initiative.

“We are committed to creating technology that helps the world act together, but to do so, the technology industry must reflect the world around us,” said Karoliina Loikkanen, Global Head of Sustainability at Nokia. “This initiative further expands our activities to drive greater inclusion and diversity through concrete actions that provide opportunities to underrepresented communities and individuals, irrespective of background or ethnicity. Education forms a key part of this. Diverse businesses are shown to perform better, and we intend to encourage students who successfully complete one of the programs to apply for positions within Nokia.”

“Education is one of the most important ways for us to help remove the barriers to diversity in tech. By providing access to resources that are designed to nurture and develop people’s skills, we can help get more Black talent into the technology space,” said Dennis Schultz, Executive Director at the BIT Foundation. “We are pleased to see major industry players like Nokia stepping up to the plate with Udacity and addressing the issue head-on in order to drive forward digital transformation and improve much-needed Black representation in tech.”

“We have joined forces with Nokia and Blacks In Technology Foundation because we believe that it is vital to continue to create opportunities for underrepresented groups to build careers in the field of technology,” said Gabe Dalporto, CEO at Udacity. “Democratizing access to digital skills training will create life-changing opportunities for people, and these scholarships will ensure we continue to take measurable steps to increase the participation of Black people in the technology sector.”

Applications are now open. For more information about the scholarship program and how to enter, visit: https://www.nokia.com/about-us/sustainability/improving-lives/tech-and-underrepresented-communities/

www.nokia.com

[Africa Cloud Review] Simon Ngunjiri: Moving to the cloud is the key to succeeding in the digital era

Moving to the cloud is the key to succeeding in the digital era. Many business leaders in Africa are making this move to improve security, flexibility, and agility whilst others are doing it to keep relevant and productive, ultimately with the bottom line in mind.

Before the pandemic hit, businesses were at different stages of their cloud strategies, whether that meant moving their email server to the cloud or upgrading to Google cloud or Microsoft 365. This process has been accelerated as many workers were forced to work remotely.

According to a Synergy Research Group survey, spending on cloud infrastructure bypassed spending on data centre hardware and software for the first time in 2020. This study shows that spending on cloud infrastructure services (PaaS, IaaS, and hosted private cloud combined) grew by 35 percent to reach almost $130 billion in 2020, while spending on data centre hardware and software dropped more than 5 percent to less than $90 billion over the same period.

An increasing number of African businesses are reaching a pinnacle of their digital transformation journeys with most of their IT already running in the cloud. However, it’s not only about having a cloud strategy but rather knowing how to use the cloud to its full extent to propel a business into the future. Cloud is giving organisations the ability to simplify and scale their systems landscape without sacrificing performance.

With this in mind, a number of cloud providers have been trying to set base in the continent. Recently, Zadaraannounced Africa’s largest network of interconnected, carrier-and cloud-neutral data center facilities, Africa Data Centres, and service provider Global Sense deployed Zadara’s edge cloud services to their marketplace.  In South Africa, HUAWEI opened applications for its Women4Tech digital training programme. The free online course is open to savvy, tech-forward women entrepreneurs, and aims to advance their skills and help them use new technologies like Cloud Computing  to grow, improve and digitise their businesses.

At the same time, Google Cloud also appointed Niral Patel as Regional Director for Sub-Saharan Africa. Patel will be based in Johannesburg and will be responsible for leading Google Cloud’s business across Sub-Saharan Africa region. 

As we have mentioned in a previous column, with cloud-enabled intelligent enterprise capabilities, organisations can achieve the speed needed to stay ahead of competitors and other disruptors while maintaining the certainty of measured, data-driven decision-making.

Simon Ngunjiri Muraya is Google Cloud Architect at Incentro Africa.

Digital Transformation a Real Opportunity For Inclusive Growth in Africa, SAS

The digital economy, and with it an increasing demand for the Fourth Industrial Revolution (4IR) skills identified by the World Economic Forum in 20161, is here. And while there can be no doubt that digital transformation presents a massive opportunity for economic growth in Africa, it is critical to ensure that this growth is inclusive – and that it benefits women’s equality in the workplace, rather than harming it.

In context, according to the final draft of the ICT and Digital Economy Masterplan for South Africa2, anecdotal evidence suggests that South Africa’s digital economy is growing and contributing anywhere between 2% and 19% to the country’s GDP. Globally, the digital economy is expected to grow to 24% of the world’s GDP by 2025.

“This growth represents both challenges and opportunities for workers. Digitalisation means that, worldwide, women and men in low-skilled, routinised employment face a similar scale of potential job losses, while those in higher-skilled roles face similar gains. The key to realising these gains, at least for skilled women, is digital fluency,” says Leanne Gordge, Manager: Banking, Telco and Public Sector, SAS in South Africa.

Affirming this; an Accenture report released in 20163 stated that: “At the current rate of digital adoption, developed nations likely won’t achieve workplace gender equality until 2065, and developing nations until 2100. But if governments and businesses can double the pace at which women become frequent users of technology, we could reach gender equality in the workplace by 2040 in developed nations and by 2060 in developing nations.”

“If this 40-year reduction in time to achieve gender equality is to be realised, women will need to be skilled, mobile, and tech-savvy. It is, therefore, critical to encourage and develop digital fluency from an early age for girls. However, there are still challenges to overcome in girls’ education, especially in Africa, to achieve this,” adds Gordge.

For example, the Girls’ Education and Climate Challenges Index, which SAS built with Malala Fund4, identifies countries where girls are most at risk of experiencing educational interruptions and predicts lowering of completion rates of girls’ primary and secondary education due to climate change.

The Malala Fund’s report highlights that when natural disasters occur, young female students are often more at risk of educational disruption than their male counterparts. Similarly, when access to water is scarce, girls are most often responsible for travelling long distances to collect water, keeping them away from the classroom. And, when temperatures rise and income-producing agriculture is lost, girls most often leave their schooling behind because families can no longer afford to pay educational fees. Based on the combined indices, the region most affected is sub-Saharan Africa, even though this region contributes the least to climate change.

Melissa Jantjies, Business Solutions Manager: Advanced Analytics and Artificial Intelligence, for SAS in South Africa, adds: “Another concern lies in automation in productive sectors in Africa, where women’s employment is particularly at risk.”

According to a report compiled for the South African Institute of International Affairs (amongst others): “Studies show that in specific female-dominated industries, technology will reduce jobs. The other misgiving in Africa is that the 4IR, like its antecedents, will further entrench gender inequalities. This is based on the observation that most women are unlikely to benefit from technological advances, as they do not possess the skills to compete in the emerging knowledge economy.”5

Jantjies believes that to achieve the approximated 40-year reduction in time towards true gender equality and inclusive economic transformation, there needs to be far more collective focus from Governments, educational institutions and private sectors on twin goals.

“The first must be on collaborative special programmes aimed at encouraging more young girls and women to pursue their education and career in science, technology, engineering, and mathematics (STEM) fields. Women have a vital role to play in leadership – in all tiers of society – and in contributing to development and socioeconomic transformation of Africa’s economies. Yet, they are still significantly under-represented in higher education in STEM,” says Jantjies.

Certainly, this is a global issue, where women make up 43% of the world’s PhD graduates6, but only 28% of researchers in all fields and only 30% of women in higher education pursue STEM fields. However, in Africa, this under-representation is accentuated by prevailing challenges of educational gaps, skills mismatch, and high rates of unemployment.

The second goal, Jantjies believes, is upskilling and reskilling people for a digital-first and data-driven environment. “In many respects, the pandemic has accelerated digital transformation across numerous markets at a pace that previously may not have been conceivable. This has amplified challenges around skills shortages and mismatch globally – and coupled with remote working trends, it also means that people with highly sort after skills have more choice on where they want to live and who they want to work for. Together this is compounding the need to retain scares talent, while establishing special programmes to upskill and reskill people.”

“Interventions are needed to better secure talent pools, now and for the future. Clearly Governments, educational institutions and private sectors must make not only a concerted effort but tangible investment in ensuring young women have access to the digital economy if they are not to be left behind. We must ensure they know what skills are required to participate in the 4IR, how these can be applied in a variety of careers, and have access to learning opportunities and the technology needed to enter the digital economy,” concludes Gordge.

www.sas.com

eLearning Africa returns to Kigali with the theme of ‘A New Purpose for Education’

The Convention Centre in Kigali will be the setting for the next edition of Africa’s leading conference and exhibition on technology-assisted learning, bringing political leaders, investors and some of the world’s leading experts on education and technology to the Rwandan capital for three days of talks, workshops and a ministerial roundtable.

eLearning Africa’s founder and CEO, Rebecca Stromeyer, said that she hoped the conference would help to establish “a new purpose for education” by facilitating in-depth discussions on “what the world will be like after Covid.”

“The pandemic has brought about many changes, some of which will be permanent,” she said. “Now we need a real focus on adaptability, resilience and sustainability in education. And we need an African agenda – not just for Africa itself, but because Africa has so much to teach the world.

“African experience and traditions, such as ‘ubuntu’, will enjoy a new relevance. Equally, African ideas of community and partnership with nature could soon mean that Africa is increasingly recognised as a resource of knowledge, experience and education for the whole world.”

The conference, which will have ‘A New Purpose for Education’ as its main theme will consider issues including:

  • the challenges facing African countries in the aftermath of the pandemic
  • the suitability of global models in the African context
  • how to redirect education to meet African countries’ future needs
  • using technology to enable African countries to respond to specific needs in context
  • the single African market and the opportunities and requirements of employers
  • Africa’s contribution to global learning and problem solving

Featuring plenary sessions, seminars, workshops, debates and discussions, eLearning Africa will be accompanied by a major exhibition, showcasing some of the latest EdTech technologies and solutions. The conference will take place from 11 – 13 May, 2022 at the Kigali Convention Centre in Rwanda.

“I am delighted that eLearning Africa is back on the road and returning to the splendid, state-of-the-art conference centre in Kigali,” said Ms Stromeyer. “It has been a long wait but I hope this conference will show it has been well worth it. It will be wonderful to see the eLearning Africa family – our amazing network of experts, solutions providers, managers and investors – back together again for what will be the most important programme of discussions in our history.”

Founded in 2005, eLearning Africa is the leading pan-African conference and exhibition on ICT for Education, Training & Skills Development. The three day event offers participants the opportunity to develop multinational and cross-industry contacts and partnerships, as well as to enhance their knowledge and skills.

Over 14 consecutive years, eLearning Africa has hosted more than 18,000 participants from 100+ different countries around the world, with over 80% coming from the African continent. More than 3,830 speakers have addressed the conference about every aspect of technology supported learning, training and skills development.

The eLearning Africa 2022 Call for Papers is now open until October 01, 2021! Submit your proposal HERE.

www.elearning-africa.com